📅 Last updated: October 2026 · 🏢 Nalkudil Studio · 📧 nalkudilstudio@gmail.com
Our commitment: Family Intelligence handles your family's most sensitive data — finances, health appointments, school records. We treat it with the utmost care. Your financial data is processed and stored entirely on your own device, our on-device AI runs fully offline, and nothing is ever sold, shared with advertisers, or used to train any AI model.
Information you provide directly:
Collected automatically:
Downloaded to your device (not "collected" — this is app functionality, not your data):
Family Intelligence requests SMS permission for the SMS Auto-Parse feature, which reads incoming bank and card messages to automatically extract transaction details.
We use your data solely to operate Family Intelligence:
We never: sell your data · share with advertisers · use your financial content or SMS data to train any AI model
Family Intelligence splits your data into three tiers, so it's always clear what happens to what:
| Tier | What's in it | Where it lives |
|---|---|---|
| Never leaves your device | All transactions, account balances, credit card & loan details, subscriptions, recurring payments, raw SMS bodies, the AI model itself | Local device storage only |
| Synced with your paired family member | Family members & contacts, insurance, vehicles, occasions & festival budgets, civic bills, UPI IDs, chit funds, gold schemes, document renewals | Google Firebase (Firestore), asia-south1 region (Mumbai, India) |
| Backed up to your own Google Drive (optional) | Nearly everything, including your financial data — restorable if you switch phones | Your private, app-only Drive folder — AES-256 encrypted, not visible to us or anyone else. Up to 4 recent backups kept, auto-rotated |
| Service | Purpose |
|---|---|
| Google Firebase Auth | Secure sign-in via Google |
| Google Firebase Firestore | Non-financial family data storage and real-time sync (asia-south1) — financial data is never sent here |
| Google Firebase Cloud Messaging | Push notifications for reminders, alerts, and the weekly family digest |
| Google Firebase Crashlytics | Anonymised crash and stability reporting — never includes SMS content, transaction data, or any financial figures |
| Google Drive API | Optional encrypted backup, stored in your own private Drive folder |
| Google LiteRT (on-device) | Runs the AI categorisation model locally — not a cloud service; no data is transmitted for this to work |
No advertising SDKs, analytics trackers, or any other third-party services are included.
Your data is retained for as long as your account is active. Google Drive backups (if enabled) keep up to 4 recent copies, auto-rotated as new backups are made. To delete your account and all associated data, contact us at nalkudilstudio@gmail.com. We will permanently delete your data within 30 days of your request.
Family Intelligence is designed for adults managing a household. Where a parent adds a child as a family member — for example, for school fees or an occasion reminder — that data is:
In line with India's Digital Personal Data Protection Act, 2023 (DPDP Act), we treat any data about a minor as requiring the consent and control of their parent or guardian at all times, and we do not process a child's data for any purpose beyond what the parent has directly entered the app to do.
Under India's DPDP Act and general good practice, you have the right to:
To exercise any of these rights, contact us at nalkudilstudio@gmail.com — as a small studio, every request is read and handled personally, and we aim to respond within 30 days.
We may update this policy as the app evolves. We will notify you of significant changes via an in-app notice. The 'Last Updated' date at the top of this page always reflects the most recent version.
Questions, concerns, or data requests? We're a small family studio — every message is read personally.